Mississippi security deposit law: what tenants and landlords need to know

Mississippi's statute (§89-8-21) is among the country's simplest — one clock, one itemization duty, one flat penalty — which concentrates everything on the substance of the deductions themselves.

How much can a landlord charge?

No statutory cap — the lease sets the amount.

The 45-day clock

Within 45 days of tenancy ending and delivery of possession, the landlord must return the balance with a written itemized statement of anything withheld — for unpaid rent, damage beyond reasonable wear and tear, and other lease breaches. Provide a forwarding address in writing; the statement travels by mail.

The penalty

Bad-faith retention costs the landlord $200 plus the tenant's actual damages — one of the mildest penalties nationally, which means Mississippi landlords face little settlement pressure and Mississippi tenants win, when they win, purely on proof. Justice court (small claims to $3,500) is the venue.

Why Mississippi deposit disputes are documentation disputes

A flat $200 penalty deters nobody; the outcome is decided entirely by which party can substantiate the condition story on the itemized statement. In the lowest-stakes-penalty state, evidence isn't just important — it's the whole game.

SealMove wins that game. Every photo and video is cryptographically sealed the instant it's captured, independently timestamped, and locked with Face ID into a tamper-evident archive. At move-out, your walkthrough lines up room-by-room against the sealed baseline — and either party can send the other a report to review and acknowledge, no app required.

This page is general legal information, not legal advice. Statutes change; verify current law or consult a Mississippi attorney for your situation. Last reviewed: August 2026.

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QuestionMississippi's answer
Maximum depositNo statutory cap
Return deadline45 days, with written itemization
Wear and tearNot deductible
Penalty$200 + actual damages (bad faith)
StatuteMiss. Code §89-8-21

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